Fab Bank Balance Check Online: If you’re a customer of the First Abu Dhabi Bank (FAB), you’re probably aware of the convenience and ease that their Ratibi Card offers. This card allows you to access your funds quickly and securely, without the need for cash. However, as with any bank card, it’s important to keep track of your balance to avoid any overdraft fees or other unwanted surprises.
Thankfully, FAB offers several options for checking your balance, including online methods. In this article, we’ll explore the various ways to perform a Fab Bank balance check online, with a focus on the Ratibi Card balance inquiry.
What is the Ratibi Card?
Before discussing the various ways to check your balance, it’s important to understand what the Ratibi Card is and how it works. The Ratibi Card is a prepaid salary card offered by FAB to its customers. The card is designed to offer a convenient and secure way to access your salary, without the need for cash. The card can be used for a variety of transactions, including online purchases, bill payments, and cash withdrawals from ATMs.
The Ratibi Card is linked to your FAB account, and your employer can load your salary onto the card each month. You can then use the card to access your funds, without the need to visit a bank branch or ATM. The card is particularly useful for those who don’t have a traditional bank account or who prefer not to carry cash.
About First Abu Dhabi bank (FAB)
Fab Bank is a financial institution that operates entirely online, providing users with the convenience of managing their finances at almost any time of the day. One of the advantages of banking with Fab Bank is the ability to deposit funds directly using a mobile device or by using the nearest check deposit location, which typically takes only 30 seconds. Another notable feature of Fab Bank is that there are no monthly fees associated with opening an account, allowing users to save money in the long run.
The bank also offers various online tools and resources, such as online banking and mobile apps. Overall, Fab Bank’s digital platform and account options make it a convenient and accessible option for individuals looking for a modern approach to banking. With its user-friendly features and 24/7 accessibility
Methods For Fab Bank Balance Check Online
There are several ways to check your Fab Bank balance online, including through the FAB Mobile App, and the FAB Online Banking portal.
FAB Mobile App
The FAB Mobile App is a convenient way to access your account information, including your Ratibi Card balance. To use the app, you’ll first need to download it from the App Store or Google Play Store, depending on your device. Once downloaded, you’ll need to log in using your FAB Online Banking credentials.
To check your Ratibi Card balance using the FAB Mobile App, follow these steps:
- Open the app and log in.
- Tap on the ‘Accounts’ tab.
- Locate your Ratibi Card account and tap on it.
- Your current balance will be displayed on the screen.
FAB Online Banking
Another way to check your Ratibi Card balance online is through the FAB Online Banking portal. This portal allows you to access your FAB accounts from your computer or mobile device. To use the portal, you’ll need to register for FAB Online Banking using your FAB account information.
Once you’ve registered, you can check your Ratibi Card balance by following these steps:
- Go to the FAB Online Banking website and log in.
- Click on the ‘Accounts’ tab.
- Locate your Ratibi Card account and click on it.
- Your current balance will be displayed on the screen.
Why Check Your Ratibi Card Balance Online?
There are several reasons why you might want to check your Ratibi Card balance online. For example:
Avoid Overdraft Fees: If you spend more than you have on your Ratibi Card, you may incur overdraft fees. Checking your balance online can help you avoid this situation by allowing you to see how much money you have available before making a purchase.
Plan Your Finances: Checking your balance regularly can help you plan your finances and budget more effectively. By knowing how much money you have available, you can make better decisions about how to allocate your funds.
Monitor Your Account: Checking your balance online can also help you monitor your account for any unauthorized transactions or errors. If you notice any discrepancies, you can contact FAB customer service immediately to resolve the issue.
FAB Cashback Offers
FAB, one of the leading banks in the UAE, offers an enticing cashback program through the Earn Money UAE App. This program rewards individuals with cashback when they shop at their favorite stores or use the app’s marketplace. The process is simple, requiring only that you create an account to start earning. Depending on your nationality and residency status in the UAE, you can earn up to AED 5,000 or AED 2,500, respectively.
Once you have successfully transferred funds to your Earn Money UAE App account via Salik transactions or direct bank transfers for at least one of the three months leading up to the previous cycle, you will receive a credit in your account equal to the number of your contributions.
For Expats
| SALARY PER MONTH | CASHBACK | MINIMUM & MAXIMUM (AED) |
|---|---|---|
| AED 5,000 to AED 25,000 | 2.5% | 125 – 625 |
| AED 25,000 to AED 50,000 | 3% | 750 – 1500 |
| AED 50,000 Plus | 5% | 2500 – 2500 |
For UAE Nationals
| SALARY PER MONTH | CASHBACK | MINIMUM & MAXIMUM (AED) |
|---|---|---|
| AED 5,000 to AED 25,000 | 3% | 150 – 750 |
| AED 25,000 to AED 50,000 | 4% | 1000 – 2000 |
| AED 50,000 Plus | 10% | 5000 – 5000 |
Conclusion
In conclusion, checking your Fab Bank balance online is a convenient and easy way to keep track of your funds, particularly if you’re a Ratibi Card user. With several options available, including the FAB Mobile App, and FAB Online Banking portal, you can check your balance from anywhere, at any time. By monitoring your balance regularly, you can avoid overdraft fees, plan your finances more effectively, and monitor your account for any unauthorized activity. If you’re not already taking advantage of these online tools, now is the time to start.